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ProFinance Federal Credit Union and Member First Mortgage, LLC (MFM) have teamed up to provide affordable mortgage solutions and excellent service to our members.

We offer a wide range of mortgage programs, including:

About our Mortgage Partnership

What to Expect

Complete a preapproval application and gather your pay stubs, bank statements, and 2 years of tax returns.

Getting a home loan doesn't have to be difficult! Our mortgage experts will work with you throughout the mortgage process, answering your questions and offering advice every step of the way.

Mortgage Resources

Apply Online or By Phone

Apply today to make your dream home a reality!

Contact a Real Estate Agent and provide them with your pre-approval letter along with a list of your wants/needs in a new home.

We will send you the loan estimate and early disclosures. Then we can move forward with underwriting the loan and ordering the appraisal.

Once you've found the perfect home and your offer has been accepted, you'll need to sign a Purchase Agreement so we can begin the financing process.

The Mortgage Process*

After the appraisal comes back and all conditions are met for underwriting, your loan will be clear to close.

All documents will then be finalized and your closing date will be scheduled!

On closing day, all final documents will be signed. Congratulations, you're a homeowner!

*Every mortgage is unique. This step-by-step process is simply to serve as a general outline of what you can expect during the mortgage process. We make no guarantees in regards to timelines, required documentation, approval, etc.

Apply Today!
Use our Mortgage Calculator to help you estimate how much home you may be able to afford.
About Loan Products
Click to learn more about individual loan products and figure out which one is right for you.
Continue Application
Have you already started completing a mortgage application? Finish your application today!
Fixed and Adjustable Rate Mortgages
Our mortgage term options are great for borrowers looking for a home for the next couple years to their forever home, borrowers wanting to refinance their current home, and for financing investment properties.
Conventional and Government Loans
Members can take advantage of our conventional and government loans (FHA, RD/USDA, and VA) to find the mortgage that fits their unique needs.
Affordable Down Payment Programs
Many of our loan programs offer flexible down payment requirements to make buying a new home more affordable.
Competitive Rates and Closing Costs
Our mortgage rates are constantly changing so that we can stay competitive in the industry. We also keep our closing costs low to help you save money.
Easy Online Application
Our easy online mortgage application allows you to apply whenever works best for your schedule from virtually anywhere.
OR GET A RATE QUOTEMortgage Calculator

If you have questions and want to talk about your specific situation, call our trusted Mortgage Consultant from Member First Mortgage today:

Nathan Curtis

Mortgage Consultant

*Nathan Curtis, NMLS ID #1746263 is authorized to act as an agent of ProFinance Federal Credit Union and is authorized to represent Member First Mortgage, LLC (MFM). For MLO Licensing information, please visit NMLS Consumer Access.

Homebuyer Guide
Discover everything you need to know about finding, buying and financing a place you’ll love – with a payment you can afford. 

*This is not a commitment to lend. All lending products are subject to credit and property approval. Refinancing an existing mortgage loan may cause the total finance charges to be higher over the life of the loan. Additional restrictions may apply. Nathan Curtis, NMLS ID #1746263, is authorized to act as an agent of ProFinance Federal Credit Union and is authorized to represent Member First Mortgage, LLC (‘MFM’). MFM (616 44th Street SE, Grand Rapids, MI 49548 | (866) 898.1818 | NMLS ID: 149532) is a Licensed Mortgage Lender/Servicer and a partner of ProFinance Federal Credit Union (334 W. 84th Dr., IN 46410 | 219-736-5767 | NMLS ID: 877246). For MFM’s state disclosure information, please visit MFM’s website. For NMLS licensing information, please visit www.nmlsconsumeraccess.org | Equal Housing Opportunity. 

I want first-time homebuyer perks

Special features and benefits exclusively for first-time buyers.

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I want a payment that doesn’t change

Fixed-rate loans lock in your rate and term for the life of the loan.

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I want to purchase a luxury home

Jumbo loans allow you to borrow bigger.

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I want an affordable down payment

Multiple loan options that help with restricted incomes or lower credit scores.

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I want military or veteran perks

Loans with fewer credit requirements and low to no down-payment options.

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I want a lower payment

Adjustable-rate mortgages can deliver lower monthly payments.

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I want a home in a rural area

USDA/RD loans can help make eligible locations more affordable.

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Tell Us About Yourself

Mortgage Calculators

Estimate how much you can afford.
Mortgage Calculator

Homebuying Guide

Be informed! Review best practices for finding, buying, and financing your new home – with a payment you can afford.

Homebuying Guide

Adjustable-rate mortgages can deliver lower monthly payments.

Learn more

I want a lower payment

I want first-time homebuyer perks

Special features and benefits exclusively for first-time buyers.

Learn more
OR GET A RATE QUOTEApply Today!
Whether you're looking to purchase a new home, refinance your current mortgage, or finance an investment property, ProFinance Federal Credit Union is here to help!

WELCOME
Home

Apply Today!OR GET A RATE QUOTE
Whether you're looking to purchase a new home, refinance your current mortgage, or finance an investment property, ProFinance Federal Credit Union is here to help!

WELCOME
Home

Apply Today!
Whether you're looking to purchase a new home, refinance your current mortgage, or finance an investment property, ProFinance Federal Credit Union is here to help!

WELCOME
Home